Financing

Credit Challenged and Need Financing?

NY Furniture Direct has partnered with Snap Finance, a lease-to-own provider, to offer you accessible financing even if you're credit is not so stellar. It takes just seconds to get an answer.

Apply Online

Shop online and directly apply for Snap lease-to-own financing, once approved, select Snap Checkout to checkout.

Apply In-Store

Simply stop by at our store to apply in-person or use your online approval to use at any of our store locations where Snap is available.

Simple

Easy application process. Know in seconds if you've been approved!

Convenient

All credit types welcome. Snap believes you're more than your credit score.

Flexible

Snap offers flexible payment options, with no hidden fees.

Why Snap?

Snap is a lease-to-own financing provider that empowers credit- challenged shoppers with the buying power to get what they need now. Snap was founded on the principle that financing should be accessible to everyone.

Snap Has Your Back

Snap believes in transparency, so you'll know up front the cost of your lease. Snap offers a 100-Day option, which offers a considerable reduction in the overall cost of your lease.

Snap Finance FAQs